Insurance Coverage for your home.
When examining your home insurance policy, it is essential to note the difference between water and flood damage. Water damage is generally covered by your homeowners’ insurance policy and protects you in situations like a leak or burst pipe. Flood damage is defined as a general and temporary condition of partial or complete inundation of two or more acres and two or more properties of normally dry land. With flood damage, the water comes from a natural source, and two or more properties are involved.
Home insurance companies do not offer flood insurance, and policies must be obtained through the National Flood Insurance Program. This means that homeowners who are unprotected and experience flood damage have to pay for water damage restoration out of pocket, which can mean thousands of dollars in expenses.
Water damage mitigation does not have to be a painful process! Check your policy and ensure that you are protected in the event of a disaster. Call SERVPRO of Oak Ridge for your water or flood damage needs at 865-483-3911. We talk to your insurance company for you and make sure you are informed every step of the way.
Cleaning Up After Water Damage in Oak Ridge
Water Damage Oak Ridge Home
Water damage and flooding in someone’s home or business is one of the most destructive and potentially expensive experiences a property owner can experience. Water damage can vary from being a small, easy to fix the problem, to being a complete disaster that could ruin your entire property. So, what should you do if your Oak Ridge home or business is affected by water damage? As soon as you suspect water damage in your property, it is essential for you to immediately contact your insurance company to notify them of the cost and have them assess whether your property is safe to be in or not.
As soon as you suspect water damage in your Oak Ridge property, it is essential for you to immediately contact your insurance company to notify them of the cost and have them assess whether your property is safe to live or work in or not. Time is of the essence when dealing with water damage for your home or business. It can be the difference between having minor damage that can be fixed, to ruining the entire structure of the building and costing yourself a lot more money to restore your property to normal.
Water damage or flooding poses severe risks for anyone in or around the property. You may or may not know some of the hazards you could run into while inspecting the property post water damage. SERVPRO of Oak Ridge are experts at water mitigation and restoration, and we want to inform people of the initial steps that need to be taken to ensure the safety of the property as well as provide the least amount of damage to their properties.
It's The Water You Don't See
Water Damage in Oak Ridge.
Even small water damages have the potential to cause severe structural and indoor air quality issues over time.
The key to avoiding costly future restoration is to handle every problem as a real threat to your property. SERVPRO of Oak Ridge has the equipment, training, and experience to find and dry unseen water before secondary damages occur. The proper equipment makes a measurable difference in reducing the water damage expense during a fire or water loss. When time matters, technology, and equipment must be counted on to perform. SERVPRO of Oak Ridge will answer your call with rapid action and a full arsenal of drying equipment.
- Moisture Sensors are used to detect moisture in carpets, baseboards, and walls
- Moisture Meters are used to determine the actual moisture content of various materials. The moisture tester provides accurate readings, allowing SERVPRO of Oak Ridge to monitor the drying process.
-Thermohygrometers measure temperature and relative humidity. When armed with this information, SERVPRO of Oak Ridge Professionals can calculate and create an environment most conducive to drying. When facing contaminated water loss, it is not only essential to dry the structure, but the fabric must also be disinfected and often deodorized.
- Ultra-Low-Volume (ULV) Foggers will atomize liquid deodorizing agents, producing a fine mist that can easily penetrate the site where odor-causing residues may accumulate, This device can also be sued to inject fungicides and disinfectants into wall cavities and other hard-to-reach areas.
-Thermal Foggers dispense solvent-based products by creating a dense fog. The fog consists of tiny particles of deodorant solution that attach to and neutralize odor-causing problems.
Heating Hazard Oak Ridge TN
Fire damage in Oak Ridge home.
The winter season is here in Oak Ridge, and with it comes shorter days and lower temperatures. No matter where you live, winter brings a change in the weather. To keep our homes and workplace cozy, many people use alternative heat sources like fireplaces, portable space heaters, and wood-burning stoves. Did you know, heating equipment is a leading cause of home fire deaths? According to the National Fire Protection Association, heating equipment fires caused an estimated $1 billion in direct property damage annually. Keep the following safety tips in mind to help reduce your risk of a heating-related fire.
- Keep anything flammable at least three feet away from heating equipment, like the furnace, fireplace, wood stove, or a portable space heater. Have a three-foot "kid-free zone" around open fires and space heaters.
- Make sure the fireplace has a sturdy screen to stop sparks from flying into the room. Ashes should be cold before putting them in metal containers. Keep the box a safe distance away from your home.
-Remember to turn portable heaters off when leaving the room or going to bed.
-Always use the right kind of fuel, specified by the manufacturer for fuel-burning space heaters.
- Have heating equipment and chimneys cleaned and inspected every year by a qualified professional.
- Have an adequate professional install stationary space heating equipment, water heaters, or central heating equipment according to the local codes and manufacturer's instructions.
-Test smoke alarms.
Fire Prevention Month
October is Fire Prevention Month, a perfect time to examine emergency preparedness plans for your home and business, including your fire escape plan. Do you have a fire escape plan? Have you changed your smoke alarm batteries within the last year?
The National Fire Protection Association (NFPA) designates a week each October to focus on fire prevention awareness. The 2016 theme is “Don’t Wait-Check the Date! Replace Smoke Alarms Every 10 Years” designed to educate the public on the basic but essential elements of smoke alarm safety. The NFPA recommends installing smoke alarms in every bedroom outside a separate sleeping area and on every level of your home, including the basement. Did you know that roughly half of the home fire deaths result from fires reported between 11 pm and 7 am when most people are asleep? Smoke alarm cuts the chances of dying in a reported fire in half!
Avoid Holiday Hazards
Fire damage Knoxville
Candles, pretty lights, and decorations are just a few of the items that add to the charm and cheer of the holiday season. However, if they are not used carefully, your holidays may go from festive to frightening very quickly.
Review the following simple safety tips provided by the National Fire Protection Association to significantly reduce the fire risk in your home or business this holiday season.
Candles start two out of five home decoration fires. Keep candles at least 12 inches away from anything flammable
Use sturdy candle holders that are not likely to tip over and place candles on transparent, uncluttered surfaces. Consider using flameless candles instead of real candles.
Make sure your tree and decorations are at least three feet away from heat sources like fireplaces, radiators, space heaters, candles or heat vents.
Make sure you have the correct type of lights for your home. Some lights are designed for only indoor or outdoor use, but not both.
Carefully inspect light strands before hanging them. Replace any string of lights with worn or broken cords or loose bulb connections. Connect no more than three strands of light sets.
Remember to turn off outside decorative lights and Christmas tree lights before leaving or going to bed.
Get rid of your tree after Christmas or when it is dry. Dried-out trees are a fire danger and should not be left in the home or garage, or placed outside against the house. Check with your local community to find a recycling program.
Bring outdoor electrical lights inside after the holidays to prevent hazards and make them last longer.
The Silent Killer
Carbon monoxide, considered “the silent killer,” is a gas you cannot see, taste, or smell. It can be created when fuels, such as kerosene, gasoline, coal, natural gas, propane, methane, or wood, do not burn properly. According to the U.S. Fire Administration, around 150 people die every year from accidental carbon monoxide (CO) poisoning. Often, it is the result of faulty, improperly used or vented consumer products like furnaces, ranges, water heaters, room heaters, and engine-powered equipment, such as portable generators. However, there are precautions you can take to help protect yourself, your family, and your employees from deadly CO fumes.
Reduce the chance of CO exposure in your workplace by performing regular maintenance on equipment and appliances that can produce CO. Consider switching from gasoline-powered material to computer powered by electricity or batteries. Prohibit the use of gasoline-powered engines or tools in poorly ventilated areas.
To protect your home, install carbon monoxide detectors on every level of the house, including outside of all bedrooms. Consider having all fuel-burning heating equipment and chimneys serviced annually by a professional. Use portable generators only in well-ventilated areas away from doors, windows, vents, and other openings to prevent fumes from entering the home.
3 Things To Teach Your Children About a Fire Escape Plan
For a parent in a Knoxville, TN, home, ensuring your kid's safety in the event of a fire may be a top priority.
For a parent in a Oak Ridge, TN home, ensuring your kid's safety in the event of a fire may be a top priority. This is why it's essential to include them in your fire escape plans. While your plan may consist of essential things such as the location of a fire extinguisher or the number of a fire damage restoration company, you may also want to include fire safety lessons for your young ones. Here are three things you may want to teach them so that they know what to do during an emergency.
1. Where Are the Exits
During a home fire, it's essential to know where the exits are in case of a fire. Teach your children how to open an emergency window, or how to tell which door out is the safest. It might help to make a game out of learning possible escape routes.
2. How To Escape Safely
You may also want to teach your kids safety techniques for getting out of the home during an emergency. Teach them to crawl under the smoke, and also to test for heat from a door before opening it. Teach them to press the back of the hand to the door to feel for warmth, and if it's not hot, open slowly and check to make sure the way is clear.
3. Where To Meet Up
Another thing every member of your family should know is where to meet up after a fire. You will want to choose a location safely away from the home that every family member can easily find. This may be a mail box or a neighbor's yard. During your fire drills practice getting there as the end goal.
When ensuring your kid's safety in a fire escape plan, you may want to teach them these three things. How to get out of the home in the event of a fire, how to do so safely, and where to go afterward. Doing so can help ensure that every member of your family knows what to do during an emergency.
Smoke Alarms Save Lives
Smoke Alarms Oak Ridge
Smoke alarms save lives when properly installed and maintained, according to the National Fire Protection Association (NFPA).
In homes, smoke alarms should be in every bedroom, outside each sleeping area, and on every level, including the basement. Extra smoke alarms may be needed in large homes.
Test smoke alarms monthly using the test button. Smoke alarms with non-replaceable batteries need the entire smoke alarm unit replaced every ten years. Other alarms need batteries replaced every year, and the group replaced every ten years. If the alarm chirps are signaling low battery, take the proper steps to replace the unit or the batteries immediately.
Never disable or remove the battery from an alarm. Almost half of the fires where smoke alarms were present but did not activate had missing or disconnected batteries (NFPA).
If you need help installing, testing or changing batteries in your smoke alarms, contact your local fire department, an electrician or the American Red Cross.
Be sure your home has a fire emergency plan in place and conduct regular fire drills with your family.
For more information on Emergency Preparedness, contact your local SERVPRO® of Oak Ridge Professional.
PREPARING FOR A FLOOD
Flooding can happen fast in many environments. The American Red Cross recommends having the following list of items packed and ready to go in the event of an evacuation due to flooding.
• Water—3+ day supply; one gallon per person per day
• Food—3+ day supply of non- perishable, easy-to-prepare food
• Battery-powered or hand-crank
radio (NOAA Weather Radio, if
• Extra batteries
• First Aid kit
• Medications (7-day supply) and
medical items (hearing aids with extra batteries, glasses, contact lenses, syringes, cane)
• Multi-purpose tool
• Sanitation/personal hygiene items
• Copies of secret documents
(medication list and pertinent medical information, deed/lease to home, birth certificates, insurance policies)
• Cell phone with chargers
• Family and emergency contact
• Extra cash
• Emergency blanket
• Map(s) of the area
• Baby supplies (bottles, formula,
baby food, diapers)
• Pet supplies (collar, leash, ID, food,
• Tools/supplies for securing your home
• Extra set of car keys and house keys
• Extra clothing, hat, and sturdy shoes
• Rain gear
• Insect repellent and sunscreen
• Camera for photos of damage